What Is a Notary Public, and When Do You Need One?
A plain-English guide to what a notary public actually does, which documents require one, and how to get notarized without leaving your house.
What Does a Notary Public Actually Do?
A notary public is a state-commissioned official authorized to witness signatures
and administer oaths, with the goal of deterring fraud. When a notary public
notarizes your document, they are confirming three things:
- You are who you say you are — verified against a government-issued photo ID.
- You signed willingly — not under duress or confusion.
- You understood what you signed — at least that you knowingly executed the document, not necessarily its legal contents.
A notary public doesn't give legal advice, doesn't draft your document, and
doesn't review it for accuracy. Their role is narrow and specific: verify
identity, witness the signature, and apply their official seal.
When Do You Need a Notary Public?
Common documents that require a notary public:
- Power of attorney
- Affidavits and sworn statements
- Real estate deeds and mortgage documents
- Loan and refinance paperwork
- Parental or travel consent letters
- Business contracts that specify notarization
How a Notary Public Seals a Document
Every notary public completes a notarial certificate — standardized language
stating what act was performed, where, and when — then signs and applies their
official seal or stamp. That seal, tied to the notary's state commission, is what
makes the document admissible as properly notarized.
Finding a Notary Public Without Leaving Home
NY Notary connects you with a commissioned New York State notary public over live
video. You upload your document, verify your identity, and sign with the notary
public watching live — no appointment at a bank or law office required.
Connect With a Notary Public Now
Frequently asked questions
Can a notary public refuse to notarize a document?
Yes. A notary public must refuse if the signer can't produce valid ID, appears to be signing under duress, or doesn't appear to understand what they're signing.
Does a notary public need to read my document?
No. A notary public verifies identity and witnesses the signature — they are not responsible for reviewing the content or legal effect of the document.
Is a notary public the same as a lawyer?
No. A notary public is not authorized to give legal advice or draft legal documents unless they are separately licensed as an attorney.